Sunday, August 28, 2016

TKC SUNDAY SPECIAL!!! KANSAS CITY POLICE STAFFING REDUCTIONS THREATEN TO SPIKE DRIVER INSURANCE RATES!!!



Fewer officers on Kansas City streets have many consequences for this town but today our blog community reminds us that drivers confront an immediate pricing threat because of this effort to do more with less amid KCPD budget tinkering.

For the past few months our blog community has been lamenting staffing reductions and warnings from police officials about the cop cutbacks.

Now . . .

KANSAS CITY INSIDERS EXPLAIN HOW DRIVERS ALSO CONFRONT HIGHER PRICES THANKS TO FEWER POLICE ON LOCAL STREETS!!!

Here's the word . . .

"I was in the unfortunate position of having to make walk-in claim this week noticed THERE WAS A THREE HOUR WAIT AND ONLY ONE CIVILIAN EMPLOYEE ON DUTY. The poor lady was working her heart out and doing her best but it's obvious that KCPD has been cut to the bone and they're struggling to keep up with traffic problems. In the end, this is going to cost us all when it comes car insurance given that I was informed unless there's someone is injured, police no longer come to the scene of an accident . . . Here's why this is a bad deal . . ."

The insider offered an explanation and we want to try to make it clear . . .

Fewer officers responding to local crashes means fewer tickets after an accident . . . Armed with less data from police, drivers are then forced to file a report and insurance companies haggle amongst themselves about liability in a way that usually costs both parties more cash  . . . If this situation persists and there are more accidents in a certain zip code overall . . . The rates for everyone have been PROVEN to rise.

Just a few examples of how insurance adjusters enforce economic disparity . . .

Time: Auto Insurance Rates Are 70% Higher If You Live in a Black Neighborhood

ST: If you're poor, you'll pay more for car insurance, study finds

Consumer Affairs: Car Insurers Find Ways to Gouge Low-Income, Ethnic Minorities

Already, car insurance rates are set to SOAR and so fewer police, more contested claims and a longer process in filing this work add up to an auto nightmare for Kansas City.

While KCPD struggles to do more with less . . . In the end it seems that drivers, once again, will be paying rising prices.

Developing . . .

27 Comments:

Anonymous said...

It doesn't pay to live in Kansas City.

Anonymous said...

Maybe this is just a new plan to get everyone riding public transit. I will say that it's better to take the bus then spend life in court and paying fees that will slowly drive you broke.

Not driving in KCMO, especially downtown would be the right decision.

Jj said...

You think this is bad?

Just wait till they bring the red light cameras back! Then you will see KC insurance prices go through the roof.

Anonymous said...

We need black light cameras

Anonymous said...

Just another excuse for insurance companies to scam the insured.
Surprised the did not raise rates because of global warming .

Anonymous said...

KCPD hasn't responded to non-injury accidents for at least the last ten years. Has nothing to do with current budgets.

Anonymous said...

Who needs a car when there's a ToyTrain?

It'll take you anywhere you need to go, as long as it's not raining!

Bob said...

Insurance rates are based on risk of loss. If you live in a neighborhood where cars are stolen a lot, your rates will be higher because of that. If you drive where there are many uninsured vehicles, your rates will be higher because of that. Cars are stolen more, and vehicles are more often uninsured, in poor and minority areas. It's not gouging the poor, it's a rational response to increased risk.

Anonymous said...

Oh really? That's weird because I've written too many non-injury accident reports to count....we don't dispatch on non-injury accidents right away, but we still respond

Anonymous said...

Additionally, today the new state statute went into effect that prohibits municipalities and departments from creating traffic ticket quotas on their employees. It's about time, and the police officers are happy about it.

Anonymous said...

yeah your links don't back up your witless supposition, sorry.

Just because Stupor Dave rear ended some uninsured slob in the Dollar General parking lot doesn't make him an insurance expert.

Anonymous said...

12:13 It doesn't matter what the state statute says, when you live in Sly's kingdom semantics quickly provide workarounds for skirting the law. Look at the denial that went into effect on red light cams? Look at the way the crooks in KC work around elections and votes for things like toy trains. This is a city where the leaders will allow tax payers to incur billions in penalties failing to repair basic required infrastructure while pouring money into black facilities, activities, amusements and entertainment all over the city. Still the peckerwoods sit on their dumb fat asses and allow this string of cronies to be reelected year after year, decade after decade. KC deserves what they are getting if for no other reason than apathy.

Anonymous said...

This country used to be filled with great cities.

White flight killed America.

They ran to the suburbs instead of fighting to hold their ground.

Poor customer sevices said...

KCPD has no customer services skills,when you go to a sub station you are treated as a criminal no matter what.

Anonymous said...

Toy TRAINS, guys! Pay ATTENSHUN! TOY TRAAAAYYYYYUUUNNNNZZZZZ!!!!!!!!! FUCKING SHIT! GAAARRRRRRRRRRRRR!!!!!

Anonymous said...

why is staffing being reduced when they got a budget increase every year for 10 fucking years?

Anonymous said...

who has auto insurance these days let alone a driver's license? with stealing or carjacking an auto you need neither.

Anonymous said...

Gotta pay for the street cars and tax breaks for PPL and Jazz District from somewhere - cut police staffing!

Anonymous said...

It's clear simply doesn't enforce the law against negroids; otherwise negroes wouldn't be able to drive cars and they can't get them to obey the law and there would be too many groids in violation so they just don't impound any of their cars and expect white people to make up the difference. (which we do)

Insurance agents know all about this outrage but the general public does not. Another perk for groids, they're laughing up their ass at white people.

Meanwhile everybody else has to pay extra for 'uninsured motorist' coverage thereby subsidizing the lazy boots and illegals.

Anonymous said...

2:33 - exactly right. Thanks to the Ferguson Effect, cops only respond to 9-11 level calls. Run-of-the-mill violations like these are totally ignored.

Anonymous said...

To all of the non-drivers of KCMO, just to be clear, a non injury accident is a civil matter between parties. Police should only respond if injuries or crime has taken place. The police don't determine fault even if a traffic ticket is written. So put on your big girl panties and handle things yourself, the Police do enough babysitting already. This is why you pay for GOOD insurance.

Anonymous said...

Just ponder the state of things. If Joe Paleface got his car towed for illegal tags you would not get a mention in the media. Let a black city broad get in a crack and the discussion is immediately about whether the cops were being racist. As long as these dickweeds are allowed to play the race card and the libtards endorse it there will be no accountability. It is time for the black community to rise up and meed the basic human decency and accountability standards ans stop the "I'm Black" and "I'm poor" bullshit. Either sink, swim or get the fuck out of Dodge ass holes.

Do Your Job said...

The police get paid to answer calls,I don't have the option of a walk in report that cuts my job load neither should they.Do Your Job.

Anonymous said...

Unless I missed it, I'm very disappointed that KCPD Chief Forte hasn't publicly commented on Councilwoman Alissia Canady's refusal to follow officer's orders when her car was being prepared for tow because her vehicle's plates had expired in May.

This would have been the PERFECT opportunity for Chief Forte to reinforce the message that ALL residents are responsible for following the law.

The officers on the scene were following protocol in having her vehicle towed, and only backed down to de-escalate the situation as Councilwoman Canady was acting erratically and refusing their orders.

Chief Forte needs to send the message to the greater community that the law demands respect, and that he fully supports his officers in the field.

KCMO awaits his comments.

Anonymous said...

Bullshit. There has to be a disturbance, cars not moveable, or injuries. You probably going to crashes where people tell the dispatchers to send a cop or else.

Anonymous said...

What else is new...white people live there now lol!

Anonymous said...

My insurance company calculates premium rates based on zip code. When an adjacent neighborhood got hit by a tornado my rates did not change much - adjacent neighborhood really went up!

So if my zip code were to start registering a lot of crimes, break ins, car thefts, I would expect to pay increased premiums.

The insurance company uses ONLY zip codes - not age, color, economics. State insurance department likes this apparently because it has been in effect for decades.

Just. Zip. Codes. Color blind.